XYF — X Financial Income Statement

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Annual income statement for X Financial, fiscal year end - December 31st, CNY millions except per share, conversion factor applied.

	2021 December 31st	C2022 December 31st	C2023 December 31st	2024 December 31st	2025 December 31st
Period Length:	12 M	12 M	12 M	12 M	12 M
Source:	20-F	20-F	20-F	20-F	6-K
Standards:	USG	USG	USG	USG	—
Status:	Final	Final	Final	Final	Final
Revenue
Total Revenue	3,626	3,563	4,815	5,872	7,639
Cost of Revenue
Gross Profit	1,663	2,226	3,271	4,134	5,619
Selling / General / Administrative Expenses
Unusual Expense / Income
Other Operating Expenses
Total Operating Expenses	2,315	2,358	3,353	3,998	6,009
Operating Profit	1,311	1,205	1,462	1,874	1,630
Total Net Non Operating Interest Income / Expense
Total Net Non Operating Interest Income / Expense
Other Net Non Operating Costs
Net Income Before Taxes	1,191	1,220	1,469	1,894	1,750
Provision for Income Taxes
Net Income After Taxes	822	824	1,207	1,489	1,458
Minority Interest
Equity in Affiliates
Net Income Before Extraordinary Items
Net Income	825	812	1,187	1,540	1,465
Income Available to Common Shareholders Excluding Extraordinary Items
Income Available to Common Shareholders Including Extraordinary Items
Diluted Net Income	825	812	1,187	1,540	1,465
Diluted Weighted Average Shares
Basic EPS Including Extraordinary Items
Diluted EPS Including Extraordinary Items
Diluted EPS Excluding Extraordinary Items
Normalised Income Before Taxes
Normalised Income After Taxes
Normalised Income Available to Common Shareholders
Diluted Normalised EPS	2.45	4.26	7.93	9.47	13.2
Dividends per Share