First Bancshares Missouri Q4 net income rises 22%

First Bancshares (Missouri)

16/01/2026 13:14

Overview

Missouri bank's Q4 net income rises, achieving record profit levels

During fiscal 2025, company achieved all-time highs in assets, loans, deposits, and net income

In 2025, credit loss reserves grew and total classified and nonperforming assets to total loans shrunk

Outlook

Company positions for strategic growth in 2026 with strong capital ratios

Company does not provide specific financial guidance for 2026

Result Drivers

CAPITAL ALLOCATION - Strategic capital allocation and operational efficiency improvements drove record profit levels in 2025, per company

LOAN GROWTH - Excess liquidity in 2025 was deployed into high-quality loan assets, increasing balances by 18.4%

ASSET QUALITY - During 2025 fiscal year, credit loss reserves increased and total classified and nonperforming assets to total loans shrunk

Key Details

Metric
Beat/Miss
Actual
Consensus Estimate
Q4 EPS
$0.87
Q4 Net Income
$2.10 mln
Q4 Net Interest Income
$6.69 mln
Q4 Pretax Profit
$2.78 mln
Q4 Provision for Loan Losses
$373,000


Press Release: ID:nGNX6p9x8

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(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)