First Bancshares Missouri Q1 net income rises on strong loan growth

First Bancshares (Missouri)

10/04/2026 21:19

Overview

U.S. bank holding company reported higher Q1 net income and EPS yr/yr

Loan balances grew 20.4% and deposits rose 6.2% from a year earlier

Company deployed capital to open new branch in Hugo, Colorado, with another planned for Q2

Outlook

Company anticipates opening a new branch in Q2 2026 as part of growth strategy

Company says sustaining recent momentum will be challenging amid competitive environment

Result Drivers

NET INTEREST MARGIN - Co said net interest margin remained near 4.9%, supporting profitability

LOAN AND DEPOSIT GROWTH - Co cited 20.4% loan growth and 6.2% deposit growth yr/yr as supporting results

COMPETITIVE PRESSURES - Co said it managed to overcome significant pressure in its markets related to liquidity and interest rate pricing on loans and deposits

Company press release: ID:nGNX5XTJRj

Key Details

Metric
Beat/Miss
Actual
Consensus Estimate
Q1 EPS
$0.88
Q1 Net Income
$2.1 mln
Q1 Net Interest Income
$6.7 mln
Q1 Pretax Profit
$2.8 mln
Q1 Provision for Loan Losses
$303,000


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(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)