KS Bancorp Q4 net income surges on loan demand

Ks Bancorp

23/01/2026 21:33

Overview

North Carolina bank's Q4 net income rose 55% yr/yr, driven by loan demand

Company's total assets grew to $822.6 mln, reflecting strong loan and deposit growth

Company declared a quarterly dividend of $0.30 per share

Outlook

Company remains focused on disciplined balance sheet management and strategic investments

Result Drivers

LOAN DEMAND - Continued loan demand across the branch network drove net loan balances up by $109.7 mln to $664.2 mln

NET INTEREST INCOME - Net interest income before credit losses rose 24.3% to $7.7 mln, supporting earnings growth

DEPOSIT GROWTH - Total deposits increased by $131.4 mln, including a $35.3 mln rise in core deposits

Key Details

Metric
Beat/Miss
Actual
Consensus Estimate
Q4 Net Income
$2.60 mln


Press Release: ID:nACSgfVXBa

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(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)