Chino Commercial Bancorp's Q4 earnings rise on strong credit quality

Chino Commercial Bancorp

16/01/2026 17:29

Overview

Bank holding company's Q4 net earnings rose 1.1% yr/yr

EPS for Q4 increased slightly yr/yr

In 2025, the company opened a new branch in Corona, boosting deposits and loans

Outlook

Company did not provide specific guidance for future quarters or full year

Result Drivers

NEW BRANCH - The opening of a new branch in Corona contributed to deposit and loan growth, with $13.4 mln in deposits and $12.3 mln in loans at year-end

MERCHANT SERVICES - Significant growth in Merchant Services program, with Q4 processing revenue up 107% yr/yr, contributing to non-interest income

CREDIT QUALITY - Bank maintained strong credit quality with no delinquent loans at year-end

Key Details

Metric
Beat/Miss
Actual
Consensus Estimate
Q4 Net Income
$1.41 mln
Q4 Net Interest Income
$4.10 mln
Q4 Net Interest Margin
3.81%


Press Release: ID:nGNX7MHW1y

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(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)