Catalyst Bancorp's Q3 profit declines as net interest income drops

Catalyst Bancorp

23/10/2025 12:13

Overview

Catalyst Bancorp Q3 net income falls to $489,000 from $521,000 in Q2 2025

Net interest income for Q3 2025 down 1% from prior quarter

Total average deposits rise in Q3 2025, driven by high-yield specials

Outlook

Catalyst Bancorp expects increased economic activity to spur loan growth opportunities

Result Drivers

LOAN PAY-OFFS - Significant loan pay-offs, including a $4.6 mln construction loan, contributed to a decline in total loans

DEPOSIT GROWTH - Increase in deposits driven by high-yield account specials, attracting new customers

INVESTMENT SECURITIES - Co increased investment securities by 35%, purchasing $15.1 mln of variable-rate and $1.1 mln of fixed-rate securities

Key Details

Metric
Beat/Miss
Actual
Consensus Estimate
Q3 Net Interest Income
$2.50 mln
Q3 Net Interest Margin
3.88%


Press Release: ID:nPn1jvCgXa

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(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)