Oregon Pacific Bancorp Q2 net income rises to $2 mln

Oregon Pacific Bancorp

24/07/2025 22:02

Overview

Oregon Pacific Bancorp Q2 net income rises sequentially to $2.0 mln from $1.7 mln

Company's net interest margin expands to 3.85%, driven by higher loan yields

Loan growth of $8.9 mln and deposit growth of $4.4 mln in Q2

Outlook

Company remains mindful of current economic environment, believes local focus will drive future results

Result Drivers

NET INTEREST MARGIN EXPANSION - Driven by higher loan yields and reduced cost of funds

LOAN GROWTH - New and renewed loans contributed to increased portfolio yield

DEPOSIT GROWTH - Primarily centered in non-interest-bearing demand deposits

Key Details

Metric
Beat/Miss
Actual
Consensus Estimate
Q2 Net Income
$2.01 mln
Q2 Net Interest Income
$7.19 mln
Q2 Net Interest Margin
3.85%
Q2 Pretax Profit
$2.63 mln
Q2 Provision for Credit Losses
$164,000


Press Release: ID:nBw7XCfQta

(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)